# Refinance Break Even Calculator

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Thinking of Refinancing – Citi.com – The break-even point calculation. Calculate your break-even point by dividing your refinance costs by the amount you’ll save each month with your lower mortgage payment. For example, if your refinance costs total \$5,000 and a refinance mortgage will save you \$200 a month, your calculation would be: \$5,000 ÷ \$200 = 25 months until you break even.

The main reason to refinance your mortgage: Save money – Using simple online amortization calculators, you can compute what you’d need. Because you save \$41 per month on the new loan, it will take a bit more than 5 years to break even on the refinance..

Refinance Breakeven – Tower Federal Credit Union – How long will it take to break even on a mortgage refinance? That depends on a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. Use this calculator to sort through the confusion and determine if refinancing your mortgage is a sound financial decision.

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Refinance Break-Even Point Calculator. Calculate the number of months to break-even if you refinance the loan. Current Monthly Payment. New Loan Amount. New Interest rate. loan term. Years. Closing costs. default amounts are hypothetical and may not apply to your individual situation. This.

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Refinance Breakeven Calculator | Traditions Mortgage – Use this calculator to determine if refinancing your mortgage is a sound financial decision.

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Best Mortgage Refinance Break Even Calculator – Refinance Break-Even Point & Interest Savings Analysis. Instructions: The form below is an automated financial worksheet. Replace the sample data with your current loan information and the proposed new loan information into the non-colored boxes in the form.

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Use the HSH.com Should I Refinance Calculator to make a good decision.. It will take this long to "break even," or recover closing costs on the new mortgage.

Important things to know before you refinance – A true no-cost refinance means you pay no money upfront and neither your loan amount nor your interest rate is increased to build any costs into your new loan. To calculate a break-even point, divide.

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